President
 Upon
graduating from the University of Texas, Austin in 1983 with
a degree in Finance and Real Estate, David went straight
into the insurance and financial planning industry.
In 1995,
after 12 years of developing his knowledge and skills in
insurance, David founded HCI. Since
then, the firm has grown successfully, largely due to David’s
emphasis on customer service and fair prices. Currently,
hundreds of groups in the Houston area rely on David and HCI to maintain their group healthcare
plans.
Over
the years, David has developed a sound reputation among
the major carriers for group health, life, long-term care,
supplemental, dental, and disability insurance. Now a highly
respected specialist in group and individual insurance
plans, David’s
reputation as an insurance producer has earned him high standing with many top
providers.
In 2006,
David and HCI joined Benefit Concepts
as a way to further improve the service level for his small
group clients. Benefit Concepts is the largest provider
of groups 2-100 in Texas and has access to carriers that
only a select few in the country enjoy which translates
into preferred care for his customers.
As a
member of the Houston Association of Healthcare Underwriters
(HAHU) and the National Association of Healthcare Underwriters
(NAHU), David stays informed of the issues affecting his
clients and provides them insight to market trends and direction. Often
referred to as an educator rather than a salesman, David
is passionate about assuring that his clients fully understand
their plans. David will also work with you to develop
an on-going communication system with your employees regarding
their group plan.
David
Neider, insurance producer and highly respected specialist in group insurance
plans, welcomes your questions related to your company’s
insurance issues. You
can call David at 713-626-2838 or e-mail him at david@hciamerica.com
David
says ...
On Offering You Choice and Savings
"The broad choice of carriers and plans that is available
to HCI is the key to plan flexibility and
providing our clients with the best prices."
On
Providing Clients with Guidance
"We take the "consultants" part of our name
very seriously. As insurance agents, we listen very closely to our clients' needs
and work with them to find the best solutions."
Delivering
Service
"I find it very satisfying to see the amazement on
clients' faces when they realize the level of service they
get from us at no extra charge."
Keeping
You Current
"Given the complexity and great importance of having
health insurance in our society today, we consider it our
duty to keep our clients current on policy changes and legislative
initiatives."
Vice President
 Levi
graduated from the University of Arizona in 2003 with a degree
in Marketing and Consumer Behavior and immediately entered the insurance
industry. Joining
HCI in 2003, Levi developed his passion
for educating consumers in the ever changing world of insurance.
A year later, Levi
found that his calling was helping employers provide great benefits to
their employees and redirected his attention to group benefits. “The
highlight of my day is showing an employer an innovative
strategy to reduce cost while improving benefits,” says Levi.
In an industry that
is constantly changing, Levi is the first to hear about
new products, analyze them, and illustrate to HCI how these new plans can benefit not only
potential clients, but also how they can greatly assist
current clients of the agency.
If you would
like to experience a unique, fresh, and educational way to assess
your benefits package, whether for group, medical, life, dental,
or disability, you can reach Levi at 713-626-2838 or e-mail him at levi@hciamerica.com.
 Stanley Horn, CFP™, RHU, REBC, is an Associate with Healthcare Consultants, Inc. He specializes in health insurance for individuals and business groups of all types and sizes. Corporate clients have included banks, law firms, large physician groups, machine shops and even an egg roll factory.
With 31 years of experience, Stanley tries to make sense of this complicated and often confusing field of health insurance for his customers. To do this, Stanley has made a commitment to stay abreast of the latest products and insurance rules and legislation.
For 22 years, Stanley was an instructor of Risk Management for the University of Houston's Certified Financial Planning Program. He has also lectured in the MBA program in the School of Business Administration at the U. of H. In addition, he has taught in the Certified Financial Program at Rice University.
Stanley's designations include: Certified Financial Planner™, Registered Health Underwriter, and Registered Employee Benefit Consultant. Stanley has a BA from Texas A&I University (now Texas A&M ), and a Master's from the College of Financial Planning in Denver.
Stanley has served as the president and chairman of the Houston Chapter of the International Association of Financial Planners. He holds a Group I License (life and health insurance), a Recording Agents License (property and casualty insurance), and variable life and annuities license.
Stanley has conducted numerous seminars on the Future of Health Insurance and on Long Term Care Insurance. He has been quoted in the Houston Chronicle and has appeared as a guest on local business/investment radio programs.
stanley@hciamerica.com
 Stephen Friedman, President of McNeil-Friedman LTD, has been an advisor to business, individuals and professionals for over 40 years. He specializes in legacy planning, business planning and employment benefits. In addition, he has a specialization in providing life insurance for people who have trouble obtaining this coverage.
He currently serves on many community and industry boards, both in Houston and nationally. He is also currently involved with multiple charities in the Houston area. In addition, Steve is a member of the Forum 400 and he is a life and qualifying member of the Million Dollar Round Table. He also has the designation of being in MDRT Top of the Table Producer category. He is also a registered representative of NFP Securities, Inc.
steve@hciamerica.com
 Dave Chotiner, CLU has over 46 years experience in the insurance industry. Dave graduated from the University of North Carolina in 1963 with a degree in Economics.
After graduation, Dave began his insurance career at the Connecticut General Life Insurance Company in Pittsburg, Pa. He moved to Houston in 1978 where he began selling Group Benefits for Entrust.
Dave joined HCI in 2002, and brings a wealth of knowledge and passion to the firm. Dave is truly a master at creating innovative ways for employers to provide the best benefit packages possible for their employees while keeping the focus on reducing employer cost. Dave also enjoys sharing with seniors how to transition to Medicare.
Dave has been married to his beautiful bride for 23 years and has 4 children and 6 grandchildren. Dave is very active in his community and when he is not presenting fresh ideas to employers, he is umpiring High School baseball games throughout Houston, which he has done for over 35 Years.
Dave Chotiner is here to help and is eager to answer any questions you may have regarding your current benefits, and assess ways in which you can reduce your cost. He can be contacted at 713-626-2838 or email him at dchotiner@hciamerica.com
Don't
Take Our Word About Service ...
Read testimonials about HCI and David Neider written by unpaid reviewers on LinkedIn.
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