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Beginning in 2015, PPACA’s employer mandate generally requires applicable large employers to offer coverage to all full-time employees (FTEs), defined as those working at least 30 weekly or 130 [...]

The formal deadline to purchase a health insurance plan under the Affordable Care Act while taking advantage of the prohibition against discrimination regarding pre-existing conditions was March [...]

It is common to hear unfortunate stories every day about people dying from heart attacks, car accidents or in other unexpected but sudden ways. This usually makes people think about what would [...]

An employer is an applicable large employer for a calendar year if the employer employed an average of at least 50 full-time employees, including full-time equivalent employees (FTEs). For this [...]

Minimum Essential Coverage and the Individual Mandate Tax Beginning in 2014, the Patient Protection and Affordable Care Act (PPACA) requires nearly all individuals to demonstrate and maintain [...]

You and your business partner or partners have a clear and common vision of how to run your business, where it’s going, and how it’s going to get there. As a team, you’ve worked [...]

As a business owner, you naturally want to be able to justify every dollar that goes out the door. It’s a competitive market out there for your product or service, and every little [...]

When most people purchase a life insurance policy, they do not usually review it as often as they should to make necessary updates. Dealing with life insurance is something that most people [...]

The shared responsibility provisions affect “applicable large employers”—generally defined as employers with 50 or more full-time employees [including full-time equivalent employees [...]

There is a common myth that says disability insurance is not as important for women than men because they are less likely to become disabled. However, the truth is that the disability rate for [...]